Jason

​

CASE STUDY #3

​

AGE:
56

PROFESSION:
Intel Executive

PRIMARY GOAL:

Consolidate investment accounts, mitigate taxes, create a reliable retirement income stream.

After accumulating wealth throughout the years as an Intel executive, Jason began thinking about retirement.

He currently holds a variety of investment accounts, including a 401k from his employer, stock options, an ESPP, and multiple brokerage accounts.

He has three adult children (one still in college) and two grandkids. Jason lives modestly, owns a home, and looks forward to spending more time with family in retirement.

​

THE CHALLENGE

Jason was pretty sure he had enough to retire but also hoped he could leave a legacy for his kids and grandkids.

He craved a better plan that would allow him to retire confidently knowing he was equipped to meet these goals

Jason had more questions than answers:

• How do I consolidate retirement funds?

• What is my money invested in?

• What are the tax implications of selling my stock options?

• Do I have enough money to pay for healthcare, especially if I retire before 65?

• How do I switch gears from working and saving money to living off my investments?

He knew seeking professional financial help was the right choice to ease his mind and create a plan that truly worked for his family.

​

THE APPROACH

The first step for Jason was to sit down with someone who would actually listen to his questions and concerns. He wanted to be heard and not sold to.

There is an understandable mixture of excitement and uncertainty when it comes to a retirement transition.

Once his goals were clearly documented, a personalized retirement plan that aligned with his values and priorities could be created.

​

THE RESULT

In collaboration with his tax professional, Jason was able to:

• Establish a retirement timeline that included future financial changes (social security & medicare)

• Organize his assets so he knows he has enough money to fund what matters most

• Reduce potential taxes through the systematic sale of his stock options

• Maximize the effectiveness of his savings during his remaining working years

• Create an income stream to fund the first few years of retirement before Medicare and Social Security begin

​

With a plan in place, Jason is able to bring back a sense of purpose and confidence to his remaining working years.

In the near future, he will be able to fully embrace retirement and his role as a grandparent.